WHEN THE FIRST CHECK came in, Josh Redmont, who was then
twenty-seven, had no idea what it was for. The issuer name printed
on the check was United States Agent, with an address of K Street
NE, Washington, DC 04040, and the account was with Inter-Merchant
Bank, also of Washington. The amount of the check was one thousand
dollars.
Why? Josh had done two years in the army after college, but this
didn't seem to have anything to do with the army. He was listed with
a temp agency on Pine Street in downtown Manhattan that year, and so
he asked Fred Stern, the guy he dealt with there, if the check had
anything to do with them, and Fred assured him it did not. "We don't
give you money just for fun," he said, which was certainly true.
But somebody did. Like most temps, Josh was financially shaky in
those days, so he deposited the check into his checking account,
partly just to see if it would clear, and it did. So he had an extra
thousand dollars. Found money.
A month later, it happened again. Another check, another thousand
dollars, same payer, same bank, same lack of covering letter or any
other kind of explanation.
This time, Josh studied the check a little more intently, and saw
there was a phone number under United States Agent's address, with
the 202 area code for Washington, DC. So he called it. The phone
rang and rang; no answer.
The next day, he called the number again, with the same results.
The day after that, he deposited the check in his checking account,
and it cleared. And a month later another one arrived.
Who was giving him all this money? A thousand dollars a month,
regular as clockwork, the checks dated the first of each month,
arriving in his mailbox between the third and the fifth. No
explanation, never an answer at that telephone number. He thought
about writing them a letter, but then he realized the address on the
checks was incomplete. Where on K Street? Without a house number, he
couldn't hope to send them a letter.
The checks had first appeared in August. In January, it occurred
to him that the puzzle would soon have to be resolved because the
United States Agent, whoever they were, would have to send him a
1099 tax form. So he waited for it. He got the 1099 from the temp
agency, and from two other very short-term employers, but nothing
from United States Agent. Would he get in trouble if he didn't
declare the five thousand dollars? But how could he declare it
without the 1099? And what would he declare it as? And was he rich
enough to volunteer to pay extra tax if he didn't absolutely have
to? He was not.
A year and a half later he moved, to a better apartment on the
West Side, having graduated from the temp life to an actual job as
an advertising salesman for a group of neighborhood newspapers in
Manhattan and the Bronx. He was sorry the monthly thousand dollars
would end. But he had no way to send them a forwarding address, did
he? So that was that. Except that, the third of the following month,
the check came in just the same, addressed to him at his new
apartment. How had they done that? How had they known he'd moved? It
was more than a little creepy.
If he hadn't been spending the money all along, he might have
tried sending it back at that point, except he couldn't. He couldn't
send the money back any more than he could write United States Agent
a letter, not without more of an address than K Street NE. He
considered writing RETURN TO SENDER on the envelope, but the
envelope, too, bore that same incomplete address printed on its
upper left corner. In the end, though he felt somewhat spooked, he
deposited the check.
In the third year of the mysterious checks, he went to work as an
account rep at Sewell-McConnell Advertising on the Cloudbank toilet
paper account, and the following year he married Eve, whom he'd been
dating off and on for three years and living with for four months.
He didn't mention the checks to her-which followed him to their new
apartment-neither before nor after the wedding, and he realized this
must mean that, at some level, he felt guilty about taking the
money. He hadn't done anything for it, he didn't deserve it, the
checks merely kept coming in. And in not telling her, he doubled his
guilt, because now he also felt guilty that he was keeping this
secret. But he kept it anyway.
Which Eve made easier, it must be said, by having ceded to him
exclusive control of their checking account, even though she'd lived
and worked successfully on her own in New York City for five years
before they'd gotten together.
Josh didn't need the thousand dollars a month by then, and had
come to realize it wasn't very much money at all. Twelve thousand
dollars a year; a nice supplement to his income, no more. And, of
course, tax free.
The next year, when he and Eve had young Jeremy and she quit her
clerical job with a cable network, planning to be a full-time mom
until Jeremy entered nursery school at four, the annual twelve
thousand became a bit more meaningful again, but by that time it was
simply a part of his life, the check that came in every month, year
after year, as natural as breathing. He had stopped telling himself
he didn't deserve it, because if it came in so steadily, every
single month, with no complaints, no demands made against him, maybe
he did deserve it.
It was July fifteenth, a hot sunny Friday afternoon, and Josh was
seated at the ferry terminal in Bay Shore, waiting for the ferry to
take him over to Fire Island, where he and Eve had rented a small
house for the month. She and Jeremy were out there full time, Josh
spending long weekends. Jeremy was two, and on August first the
checks would have been coming in for a full seven years, crossing
with Josh into the new millennium. Josh was secure enough in his job
at the ad agency now to be able to take off Friday afternoons and
Monday mornings, which meant he never had to ride the extremely
crowded ferries packed with those whose weekends were shorter; the
Daddy Boat on Friday evening, the Goodbye Daddy Boat on Sunday
evening, or the so-called Death Boat at six-thirty Monday
morning.
There were only thirty or forty people in the shade of the roofed
dock, seated on the long benches waiting for the ferry, none of them
anyone Josh knew. Then a man came over and sat down beside him and
smiled and said, "Hello."
"Hi," Josh said, and looked away. Most people didn't speak to
strangers out here, and Josh agreed with them. The man kept smiling
at Josh. He was about forty, olive-skinned, fleshy-faced but
muscular, with thick curly black hair. He was in chinos and a polo
shirt and sneakers, like everybody else. "I am from United States
Agent," he said. Josh looked at him. Sudden dread clenched his
stomach. His mouth was dry. He tried to speak, but couldn't.
The man leaned closer. "You are now active," he said.